Get in touch with us
Need help with your instant loan or application? Contact Mzansi Flexi Loans for fast support, guidance, and assistance across South Africa.
Our Offices
Mzansi Flexi Loan proudly operates offices at the following locations.
- Cape Town – 31 Hawthorne Crescent, Thornton, Cape Town 7460
Frequently Asked Questions About Our Short-Term Cash Loans
A short-term cash loan is a quick, small loan designed to help cover immediate expenses. It typically comes with a shorter repayment period, usually ranging from a few days to a few months.
Applying for a loan is simple. You can complete the application online by visiting our website, or you can apply on whatsApp above.
The loan amount depends on your eligibility, but we generally offer loans ranging from R100 to R10 000.
Our approval process is quick. Once your application is submitted, you can expect approval between an hour – 5 hours depending on your profile.
Repayment terms vary depending on the loan amount and your agreement, but our short-term loans are due within 30 days. Flexible and early repayment options may also be available with lesser interest.
No, our short-term loans are unsecured, which means you don’t need to provide any collateral.
If you’re unable to repay the loan on time, please contact us immediately. We may offer extensions or alternative payment arrangements, but additional fees could apply.
Yes, there may be fees such as interest charges or service fees. These will be clearly outlined in the loan agreement before you sign.
Yes, you can pay off your loan early without any penalties. Early repayment also save you money on interest.
To qualify for a loan, you typically need to be at least 18 years old, have a steady source of income, and provide valid identification. Other criteria may apply depending on your location.
Loan renewals are not automatic and are subject to verification of your current employment status and affordability.
Mzansi Flexi Loans reserves the right to conduct a new credit check during the renewal process. Your loan offer may be adjusted if there have been changes in your financial circumstances since your initial approval.
Upon reapplication, you will be eligible for the same loan amount until you have successfully repaid three consecutive loans. After that, if your employment or credit profile has improved, you may request a loan increase through your assigned loan officer.
No fees are charged for renewing or reapplying for a loan.